Optim Group provides the local SME segment with a non-traditional cash flow solution referred to as ‘invoice discounting.’

Optim purchases invoice(s) from the SME (referred to as Client in the diagram below) and provides them up to 90% of the invoice value up front.


On the due date, the SME’s customer pays the invoice(s) in full to Optim. Optim then subtracts their fee and issues a rebate to the SME from the remaining amount.

Optim’s client base consists of small growing companies who do not qualify for bank loans.

Optim’s ‘spot factoring’ solution is known to be cost-effective and to be delivered with a focus on speed and integrity.




Contact Optim for more details at:

300 Tampines Avenue 5 #09-02
Singapore 529653
Tel      +65 9788-1357
Fax    +65 6725-0977
Email amit.khatwani@optim-group.com